Finance Pricing
| FINANCE RATES |
Zone 1 - FICO Score 720 + |
Selling Price |
| Tier I plus: Bureau Score = 740+ |
Term 63 mos or less
LTV 90 % or less
91% - 120% adv
121% - 130% adv
130% + adv
64 - 75 mos term |
4.99%
5.59%
6.34%
6.84%
+ 0.25% |
| Tier I: FICO Score = 720-739 |
Term 63 mos or less
90% LTV or less
91% - 120% adv
121% - 130% adv
130% + adv
64 - 75 mos term |
5.54%
6.14%
6.89%
7.39%
+ 0.45% |
| Tier II: FICO Score = 700-719 |
Term 63 mos or less
LTV 90% or less
91% - 120% adv
121% - 130% adv
130% + adv
64 - 75 mos term |
6.19%
6.94%
7.84%
8.34%
+ 0.70% |
| Tier III FICO Score = 680-699 |
Term 63 mos or less
LTV 90% or less
91% - 120% adv
121% - 130% adv
>130% adv
64 - 75 mos term |
7.24%
8.24%
9.89%
10.39%
+ 1.15% |
|
Tier IV:FICO = 660-679 |
Term 63mos or less
LTV 90% or less
91% - 120% adv
121% - 130% adv
130% + adv
64 - 75 mos term |
8.84%
9.84%
11.49%
12.24%
+ 1.30% |
|
Tier V:
|
Term 63 mos or less
LTV 90% or less
91% - 120% adv
121% - 130% adv
130% + adv
64 - 75 mos term |
10.94%
11.94%
13.84%
14.59%
+ 1.55% |
|
Tier VI: |
Term 63 mos or less
LTV 90% or Less
91% - 120% adv
121% - 130% adv
LTV> 130% advance
|
tier assigned by SETF
14.24 %
15.74%
16.14%
16.89%
|
| Teir VII |
term 63 mos or less
LTV 90% or less
91% - 120% adv
121% - 130%
LTV >130% advance
|
15.74%
16.49%
17.64%
18.39% |
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*effective 01/05/2010 subject to change
* Scion vehicles are mono-spec, and customers can personalize their car with accessories. See the accessories section for available products.
minimum amount financed is $7500.00
GEORGIA LOAN PROCESSING FEE
All SETF contracts in Georgia will be assessed a $25 loan prosessing fee.
**** Available loan terms and other programs will continue to be determined by the appicants Equifax score. To be eligable for use, all bureau reports must contain at least four (4) trade lines and both the applicant's and co-applicants's (if applicable) Eqiufax score must be 640 or greater.
Customers with less than 4 trade lines on any credit report will be priced at TIER 4 or the actual tier their score qualifies them for, whichever rate is Higher.
